Medicare Advantage (Part C) is an alternative to Original Medicare (Part A and B) offered by private insurance companies. It covers hospital, medical and some extra benefits. Medicare Supplement (Medigap) is a policy that helps cover gaps in Original Medicare coverage, such as copays and deductibles. The main difference is that Medicare Advantage is a substitute for Original Medicare, while Medigap supplements it.
People who are eligible for Medicare include:
- Individuals 65 years or older
- Individuals under 65 with certain disabilities
- Individuals of any age with End-Stage Renal Disease (permanent kidney failure requiring dialysis or transplant)